It happens all the time. A homeowner is excited about upgrading their landscape, installing a new irrigation system, or adding hardscape features—until they see the price. That initial enthusiasm fades, and what felt like a top priority becomes a “maybe next year.”
The interest is there. The need is there. But the cost feels too much all at once.
What if you could remove that barrier and turn 20% more of those maybes into yeses?
With consumer financing, customers see your proposal as a set of affordable monthly payments instead of a single, overwhelming number. That shift in perception can make all the difference—and help you close more deals, more often.
Consumer spending data from Synchrony reveals that 90% of consumers feel promotional financing makes larger projects more achievable. Nearly one-third of Synchrony cardholders say they would abandon a purchase if financing weren’t available.
The benefits go beyond just closing sales. The average cardholder spends 35% more than non-cardholders, and 14% say they would actively seek out a contractor who offers financing.
In today’s competitive market, you can’t afford to lose qualified customers to someone offering a more flexible payment solution. Leveraging consumer financing through Ewing’s Pro Advantage program not only helps you close more jobs—it helps you improve cash flow by getting paid upfront by the lender, while your customers enjoy flexible terms that work for their budget.
Buy-now-pay-later options are available for almost everything—from groceries and takeout to home appliances and vacations. Consumers are used to spreading larger expenses and now expect the same flexibility for home improvement projects.
When you don’t offer financing, you’re working against those expectations.
Partnering with Ewing ProAdvantage gives you access to proven homeowner financing solutions that benefit everyone involved. You get paid in full within 24 to 48 hours of job completion, and your customers can choose from financing terms that meet their needs.
Terms can be tailored based on credit history and lender requirements. Repayment schedules, promotional periods, and interest rates can be adjusted to create a custom solution that fits the project. This flexibility often makes the difference between a signed contract and a missed opportunity.
Popular homeowner financing options include:
Most consumers already understand how financing works. They manage credit cards, mortgages, and car loans every day. Your role is simply to introduce it as a helpful solution—not a high-pressure pitch.
Here are four simple ways to make the financing conversation feel natural and effective:
Offering financing through Ewing Pro Advantage positions you as more than just a contractor—it shows you understand your customers’ needs, both in terms of their outdoor space and their financial comfort.
This full-service approach builds trust, sets you apart from the competition, and helps more customers say yes to the projects they truly want.
When financing is framed as smart money management—not a last resort—it creates a win-win situation for you and your customers.